When you get into a car accident with another party with no fault of your own, you may be able to recover compensation from the other party’s insurance company. The compensation is meant to cover the damages incurred in the accident, such as medical bills, property damage, lost wages, and pain and suffering. However, the process is not easy.
It is not easy to deal with the insurance company. Insurance companies are private organizations that think about their own profit before the goodwill of others. Do not trust them easily, and make sure you do not fall into their trap of tricky words. The best way to deal with the insurance company after a car accident is by hiring a personal injury lawyer in Hillsville.
What to do when the insurance company offers you a settlement for your car accident?
After you have been in a car accident in Hillsville with another party, their insurance company may shortly call or visit you to discuss the damages. Remember that they will try their best to show that you were partially or completely at fault for the accident. Therefore, it is crucial that you gather solid evidence and strengthen your case with the help of an attorney.
If you have not had time to collect enough facts about the accident and gather evidence, do not speak to the insurance company, at least not without consulting your attorney first.
If the insurance company agrees to pay you, you must know that they will try to offer you the lowest settlement possible, especially in their first offer. You should never accept the first offer by the insurance company. This is because the insurance adjuster is trying to see whether you are in a hurry to accept a settlement. So, they offer a low amount at first.
You must consult with your attorney, estimate the true value of your damages and establish a reasonable amount. When the insurance company offers you a settlement, demand the established amount and provide documentation explaining the costs.
What if the insurance company does not agree to pay the demanded amount?
If the insurance company does not agree to pay the demanded amount, your attorney may negotiate and consider lowering the amount. However, if you are still unable to reach an agreement even after lowering your demand to a reasonable extent, you may take your case to trial.
Trials are complicated, and it is not easy to navigate through the complex procedures of the legal system. However, you should not accept anything less than what you deserve. Talk to your attorney to understand your legal options.